When HSBC changed the terms of my checking account after over 10 years and started charging fees they didn’t charge before, I looked for a new bank. I found one in Capital One where I’m actually accruing points for banking as normal. The best part though is my new debit card!!
![](https://www.doggieacademy.com/wp-content/uploads/2010/07/debit-card.jpg)
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